The very last step in filing for Washington State bankruptcy is the debtor education course. This course will be taken after you have filed for bankruptcy and all stops are in place, but before the discharge is official. Debtor education may be performed in person, on the phone or on the internet. Sessions typically cost between $50 and $100, but fee waivers are available for those unable to pay the price.
During the Washington State bankruptcy debtor education course, you will learn how to create a personal or family budget, manage your finances and use credit wisely in the future. This course is mandatory and you will not receive your discharge if you do not complete it. This course is separate from the Credit counseling briefing you attend prior to filing for Washington State bankruptcy, but it is just as important.
The purpose of the debtor education course is to help you avoid financial issues in the future and take full advantage of the “clean slate” that your Washington State bankruptcy has provided for you.
